Complete Guide: Apni Chhat Apna Ghar Program Documents Required for 15 Lakh Loan

The Apni Chhat Apna Ghar Scheme, initiated by the Government of Pakistan, aims to assist individuals in constructing their homes by providing financial aid of up to 15 lakh rupees. To qualify for this scheme and avail the loan, specific documents need to be submitted.

Essential Documents for Loan Application:

• CNIC: Valid ID card with front and back photos
• Income Proof: Documentation supporting your income
• Land Certificate: If you own land, provide the land certificate
• Electricity Bill: Submission of the latest monthly electricity bill

To be eligible for the Apni Chhat Apna Ghar scheme and the 15 lakh loan, applicants must ensure the submission of these vital documents. Additionally, applicants must fall within certain eligibility criteria.

Latest Update on Apni Chhat Apna Ghar Scheme:

Initially introduced by Maryam Nawaz, the loan distribution phase for the Apni Chhat Apna Ghar Scheme began on September 15, 2024. The scheme targets individuals who own land but lack resources to build a home. The loan offers the option to construct a house and repay it over seven years in installments.

Key Eligibility Requirements:

• Age between 18 to 30 years
• Resident of Punjab province
• Do not own a previously constructed house
• Maximum poverty score of 25%

“اپنی چھت اپنا گھر” پروگرام کیلئے اہلیت کی شرائط

یہ سکیم کےلٹنے کے لئے آپ کو 18 سے 30 سال کے درمیان عمر ہونی چاہئے اور آپ کو پنجاب کا رہائشی ہونا چاہئے۔ اس کے علاوہ, آپ کے پاس پہلے سے مکمل شدہ گھر نہیں ہونا چاہئے اور آپ کے غربت کا شرح 25 فیصد سے زیادہ نہیں ہونا چاھئے۔ اگر آپ نے کسی بینک سے قبضہ نہیں لیا ہے اور باقاعدگی طور پر بیرون ملک سفر نہیں کرتے, تو آپ قرض کے لئے واجب العرفان ہو سکتے ہیں۔

Recent Update: 15 Lakh Loan

As per the latest notification from the Punjab government, registered individuals will soon receive loans up to 15 lakhs. This loan amount can be utilized for house construction, with repayment in seven years through manageable installments. Meeting all eligibility criteria and document submission will ensure a hassle-free loan approval process.

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In Conclusion

The Apni Chhat Apna Ghar Scheme offers a remarkable opportunity for Punjab residents to secure financial assistance for home construction. By availing the 15 lakh loan, individuals can realize their dream of homeownership without financial strain. Make certain to furnish the necessary documents and verify your eligibility to make the most of this beneficial program.